24 Dogs and Cats That Cost a Fortune to Own

1. Tibetan Mastiff

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Some pets are more than companions; they are symbols of luxury, and the Tibetan Mastiff leads the pack. Known for its majestic size and thick mane, this dog can cost tens of thousands just to purchase. Its diet, grooming, and space needs make it one of the most expensive breeds to own. With origins tracing back to guarding ancient monasteries, it carries an aura of power and independence. Keeping one means more than affection; it is an ongoing investment of time, space, and resources. Majestic in presence and loyal by nature, the Tibetan Mastiff truly defines what it means to live grand.

2. Savannah Cat

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The Savannah cat is a breathtaking mix of wild beauty and elegance. A hybrid between domestic cats and African servals, its long legs and spotted coat give it an exotic appeal. Owning one feels like sharing your home with a miniature cheetah. Prices can reach well over ten thousand dollars, and their active, curious personalities mean they require constant stimulation and enriched environments. They thrive on attention, high-quality diets, and plenty of room to roam. Beyond their striking looks, their intelligence and energy make them fascinating yet challenging pets that demand dedication, patience, and a serious budget from any owner.

3. Samoyed

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The Samoyed’s bright smile and fluffy white coat have made it a favorite around the world. But beneath that charm lies a dog that can drain any wallet. Their dense fur requires regular grooming to prevent matting, and their cheerful energy calls for plenty of activity. These dogs were bred to survive harsh Arctic climates, which means their food intake is high and their maintenance continuous. Add to that potential health concerns like hip dysplasia, and the bills add up fast. Still, their friendly disposition and family-loving nature make them worth every expense for those who can keep up.

4. Persian Cat

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Few cats embody elegance like the Persian. Their long, flowing coats and calm demeanor give them a regal air, but they come with high maintenance needs. Daily brushing is essential to avoid tangles, and their flat faces often lead to breathing and eye issues that require vet attention. A Persian’s beauty is breathtaking, but it demands both money and time to maintain. Owners often spend hundreds each month on grooming and care alone. Despite the costs, their affectionate, gentle personalities make them an irresistible choice for those who love quiet companionship and the satisfaction of owning feline royalty.

5. French Bulldog

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The French Bulldog may be small, but its costs are anything but. Known for its adorable face and charming personality, this breed is one of the most expensive to buy and maintain. Their breeding is complex, which drives up puppy prices, and their flat noses make them prone to breathing difficulties that often require medical care. They also need regular cleaning of their folds to prevent infection. Compact and loving, Frenchies make perfect apartment companions, but their health issues keep vets busy and wallets light. Owning one is a blend of endless love and ongoing responsibility for dedicated pet lovers.

6. Bengal Cat

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The Bengal cat’s exotic coat looks like it belongs in the jungle rather than a living room. Their shimmering spots and endless curiosity make them captivating to watch. However, they are far from low-cost pets. Prices range into thousands, and their boundless energy demands specialized toys, climbing structures, and daily attention. They are intelligent, social, and mischievous, often getting into anything within reach. Bengals eat premium food and can develop digestive sensitivities, adding to costs. Still, for those who want a cat with a wild look and lively personality, the Bengal offers adventure and affection wrapped in pure elegance.

7. Chow Chow

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The Chow Chow, with its lion-like mane and dignified walk, is one of the most visually striking dogs in the world. But that beauty comes at a high price. Their thick double coats need professional grooming, and their independent temperaments require patient, consistent training. They are also prone to hip and eye problems that can result in frequent vet visits. Despite their aloofness, they are loyal to their families and make excellent protectors. The Chow Chow’s combination of elegance and stubborn charm makes it both a joy and a challenge, perfect for owners ready to handle its royal expectations.

8. Sphynx Cat

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The Sphynx cat stands out with its unique, hairless body that feels warm and velvety to the touch. While it might seem easy to care for without fur, the reality is quite the opposite. Sphynx cats need regular baths to manage skin oils, warm clothing during cold months, and routine vet care to avoid heart and skin issues. Their playful, affectionate nature makes them constant companions who crave attention. They often act more like dogs than cats, following their owners everywhere. Loving a Sphynx means embracing an unusual beauty that comes with both high costs and a very big heart.

9. Akita

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Strong, loyal, and full of presence, the Akita is a breed that commands respect. Originating from Japan, this noble dog is known for its intelligence and independence. Their thick double coats shed heavily, demanding regular grooming, and their size means high food expenses. Akitas also require professional training to ensure they remain well-behaved and balanced. Health issues such as thyroid and joint problems can add to the expense. Despite the costs, Akitas form powerful bonds with their families, offering unmatched loyalty. Owning one is a serious responsibility but also a deeply rewarding experience for those willing to commit fully.

10. Scottish Fold Cat

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The Scottish Fold’s signature feature is its adorable folded ears, giving it an always-curious expression. But that charm comes with a price. This breed is costly to buy and even more expensive to maintain due to potential joint and cartilage issues. Their calm and affectionate personalities make them ideal companions, yet their unique ear mutation can lead to health complications that need lifelong management. Regular vet checkups and high-quality diets are essential. The Scottish Fold’s beauty and sweetness make it irresistible, but anyone considering one should be ready for both emotional and financial investment to keep it thriving.

11. Rottweiler

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The Rottweiler is known for its strength, confidence, and loyalty. While purchasing one may not break the bank, the upkeep quickly adds up. Their size demands plenty of food, and they benefit greatly from early training and socialization classes, which come at a cost. Rottweilers are also prone to hip and joint issues that can lead to expensive treatments over time. Insurance premiums for this breed are often higher due to their power and reputation. Despite these expenses, Rottweilers are loving, protective companions who form deep bonds with their families and repay care with unwavering devotion and affection.

12. Maine Coon

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The Maine Coon is affectionately called the gentle giant of the cat world. Their large bodies and lush coats make them showstoppers, but they require significant upkeep. Daily brushing keeps their fur smooth, and their appetite rivals that of small dogs. These cats are prone to heart conditions, which means regular vet monitoring is a must. They are also social creatures who thrive on attention and enrichment. Owning one means committing to years of love, fur, and grooming. Their affectionate nature and majestic beauty make every bit of effort worthwhile, earning them a spot in many devoted hearts.

13. English Bulldog

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The English Bulldog’s charming wrinkles and laid-back nature make it a beloved favorite, but their health issues can be overwhelming. Due to their physical build, they often face breathing problems, skin irritations, and hip concerns that demand ongoing medical attention. Breeding them is complicated and costly, which drives their purchase prices up. They may not need much exercise, but their maintenance is never-ending. Despite these challenges, their affectionate personalities and loyalty to their owners make them treasured companions. Owning a Bulldog requires patience, dedication, and a strong wallet to keep that signature grin happy and healthy through the years.

14. Russian Blue Cat

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The Russian Blue’s shimmering gray-blue coat and vivid green eyes make it one of the most beautiful cat breeds around. Known for being gentle and reserved, these cats thrive in calm homes. Their purchase prices are high due to rarity, and maintaining their thick coat requires consistent grooming. They eat best on premium food and can be sensitive to change, needing extra comfort and care. Their quiet affection makes them perfect companions for people who value calm energy. Elegant, intelligent, and loyal, the Russian Blue offers peace and companionship that feels as precious as its polished appearance.

15. German Shepherd

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German Shepherds are renowned for their intelligence, strength, and versatility. They excel in roles from family pets to service animals, but raising one requires serious commitment. They need expert training, lots of exercise, and a steady supply of nutritious food. Health issues such as hip dysplasia and arthritis are common, leading to ongoing veterinary care. German Shepherds also thrive on mental stimulation, which means investing in time and tools for enrichment. Despite the costs, their loyalty and courage make them irreplaceable companions. To own one is to gain a devoted friend who will stand proudly by your side for life.

16. Himalayan Cat

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The Himalayan cat combines the best of Persian and Siamese beauty. With striking blue eyes and long, silky fur, they’re undeniably enchanting. However, their grooming requirements are intense, needing daily attention to prevent tangles and matting. Their short noses can lead to breathing and eye problems, and their gentle nature requires an indoor, stress-free life. They are affectionate but not overly active, preferring cozy naps and quiet affection. Keeping a Himalayan looking perfect demands time and money, but their calm presence and loving personality make them feel like living pieces of art that bring warmth to every home.

17. Irish Wolfhound

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The Irish Wolfhound is a gentle giant with a heart as grand as its size. Standing taller than most breeds, they require immense amounts of food and space. Their lifespan is heartbreakingly short, averaging just six to eight years, and they often suffer from heart conditions that add to veterinary costs. Despite their imposing frame, they are known for their calm and affectionate nature. Keeping one healthy and happy demands both financial stability and emotional strength. Owning an Irish Wolfhound is a privilege that teaches love, patience, and the bittersweet beauty of temporary yet unforgettable companionship.

18. Oriental Shorthair Cat

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Sleek, intelligent, and endlessly vocal, the Oriental Shorthair loves to be the center of attention. They come in a rainbow of colors and patterns, each one more stunning than the last. Their purchase price is high, and their sensitive teeth and gums require regular care. They crave stimulation and interaction, making toys and playtime ongoing expenses. These cats bond deeply with their families and dislike being left alone for long periods. Their curious, talkative personalities keep households lively and warm. Owning an Oriental Shorthair means embracing a bold, expressive friend who fills every day with charm and conversation.

19. Bernese Mountain Dog

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The Bernese Mountain Dog is beloved for its kind eyes and tri-colored coat. Their friendly and calm temperament makes them wonderful family pets, but their large size comes with large bills. Grooming is essential, and their thick coats shed heavily year-round. They are prone to health issues such as hip dysplasia and cancer, leading to high vet costs and shorter lifespans. Despite these challenges, Bernese Mountain Dogs are loyal, gentle, and affectionate, often forming deep emotional bonds with their owners. They bring immense love and joy, proving that some hearts, though costly to care for, are absolutely worth it.

20. Turkish Angora Cat

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Graceful and light on their feet, Turkish Angoras are a picture of elegance. Their long, silky fur requires routine grooming to maintain its shine, and their delicate health demands consistent veterinary attention. Prone to conditions like deafness and heart problems, they require careful monitoring. Their playful, affectionate personalities make them delightful companions who bond strongly with their families. Turkish Angoras are not common, which adds to their price, but their combination of grace and warmth makes them unforgettable. Owning one is a statement of devotion to beauty, tenderness, and the refined art of nurturing a truly rare companion.

21. Newfoundland

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The Newfoundland is affectionately called the gentle giant of the dog world. These massive, affectionate dogs were bred for water rescue and love to be around people. Their thick coats require constant grooming, and their sheer size means high feeding and medical expenses. Common health issues include heart conditions and joint problems, which increase lifetime costs. Despite their large frames, they are gentle with children and make wonderful family pets. Their loyalty and calmness make them worth every penny and every effort, bringing both comfort and companionship to those willing to handle their giant hearts and responsibilities.

22. Egyptian Mau Cat

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The Egyptian Mau captivates with its naturally spotted coat and graceful movements. Known as one of the fastest domestic cats, they are both athletic and elegant. Their rarity raises their purchase cost, and they need plenty of playtime, toys, and mental stimulation. They are affectionate yet independent, forming close bonds with their chosen humans. Regular grooming keeps their short coat sleek, and premium diets maintain their active lifestyle. The Egyptian Mau offers both beauty and brilliance, combining history and charm in one agile package that reminds owners every day of the luxury of loving something extraordinary.

23. Alaskan Malamute

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The Alaskan Malamute is a powerhouse of strength, loyalty, and endurance. Originally bred for hauling heavy loads in freezing conditions, these dogs thrive on activity and companionship. Their dense coats require extensive grooming, and their appetite matches their size. They need space to run, constant exercise, and firm training to keep their energy in check. Medical care for joint and hip issues adds to the cost. Owning one means investing in adventure, patience, and resilience. Their love for family and playful spirit make them unforgettable companions for those ready to meet their powerful needs with equal energy.

24. Exotic Shorthair Cat

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The Exotic Shorthair, often called the Persian’s easier cousin, combines a sweet face with a plush, dense coat. Despite having shorter fur, they still require regular grooming, and frequent vet visits due to respiratory and eye issues. Their calm, affectionate nature makes them perfect lap companions, and their gentle personalities win hearts everywhere. They love routine and quiet homes but thrive best with care and comfort. Though their upkeep is demanding, their loving presence makes every effort worthwhile. Owning an Exotic Shorthair feels like keeping a piece of gentle charm that brings warmth, peace, and luxury into everyday life.

This story 24 Dogs and Cats That Cost a Fortune to Own was first published on Daily FETCH 

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